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Unlocking Financial Literacy

For Teens & Young Adults

“Unlocking Financial Literacy For Teens & Young Adults” by El Wright is a compassionate and practical guide that demystifies personal finance for a new generation. Written in a relatable, conversational tone, it transforms complex topics like budgeting, debt, and investing into engaging lessons using clever analogies and real-life stories. The book provides a comprehensive roadmap, starting with a financial mindset and progressing through saving, credit, and long-term planning. It addresses modern tools like micro-investing apps and ethical finance, making it an essential, empowering resource for young readers to build a secure and confident financial future.

Unlocking Financial Literacy For Teens & Young Adults

MORE ABOUT THE BOOK

Chapter 01
This chapter focuses on your money mindset. It explores how childhood experiences and emotions drive financial habits. You'll learn to identify your emotional spending triggers and use techniques like mindful spending to reshape your relationship with money, laying the psychological groundwork for success.
Chapter 02
Here, you'll master the practical skill of budgeting. The chapter guides you through tracking income, categorizing expenses, and using digital tools. It emphasizes building an emergency fund and cultivating financial flexibility to create a budget that is both disciplined and adaptable to life's changes.
Chapter 03
This chapter demystifies credit scores and debt repayment. It breaks down your credit report, explains strategies like the Debt Snowball Method, and offers wise credit card practices. The goal is to transform debt from a source of stress into a manageable tool you can control.
Project 2025

Project 2025

In “Project 2025,” El Wright presents a powerful argument that contemporary policy movements are systematically recreating the effects of the Jim Crow era through modern, bureaucratic means. The book meticulously traces how voter suppression, economic austerity, and culture-war policies function as a coordinated program to roll back civil-rights gains. Wright exposes the mechanisms—rhetorical reframing and administrative changes—that normalize exclusion while avoiding explicit racial language. Across policy areas from education to policing, the book details this structural threat while foregrounding the resilience and resistance of Black communities, framing it as an urgent call to defend democratic participation.

MORE ABOUT THE BOOK

Chapter 01
This chapter connects the legal subjugation of Jim Crow—poll taxes, violence, and segregation—to the modern conservative vision. It introduces Project 2025's architects and argues its goal to "restore American greatness," uses coded language to reclaim white dominance, and systematically roll back civil rights.
Chapter 02
Wright details modern voter suppression tactics like strict ID laws, voter roll purges, and algorithmic gerrymandering. She shows how these bureaucratic barriers, cloaked in "election integrity" rhetoric, function as the 21st-century equivalents of poll taxes and literacy tests to disenfranchise Black voters.
Chapter 03
This chapter explores enduring economic barriers, from housing redlining and zoning to the digital divide and workplace surveillance. It argues that these structures, combined with attacks on unions and Black wealth, systematically constrain Black economic mobility and opportunity.
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